What type of insurance covers preventive care services in Indiana?

Prepare for the Indiana Life and Health Insurance Sales Test. Explore comprehensive flashcards and multiple choice questions with detailed hints and explanations. Ace your exam with confidence!

Group Health Insurance is the correct answer because it is designed to provide coverage for a variety of health services, including preventive care. In Indiana, as in many states, group health insurance plans typically cover preventive services without requiring a copayment, coinsurance, or deductible when provided by in-network providers. This includes services such as vaccinations, annual physical exams, and screenings for conditions like diabetes and certain cancers, which are essential for early detection and maintaining overall health.

Long Term Care Insurance focuses specifically on providing coverage for long-term care services, which are not typically considered preventive care. Disability Insurance is aimed at replacing income for individuals who are unable to work due to illness or injury, rather than covering health services themselves. Life Insurance provides financial support to beneficiaries upon the policyholder's death, and it does not cover medical services. Given these distinctions, group health insurance stands out as the type that effectively encompasses preventive care services.

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